Bank transfer (SEPA) at Razed

A SEPA transfer is the slowest-looking method in any cashier and often the most transparent one: the money goes from your IBAN to an account whose holder name is visible in your banking app. That holder name is useful. It should match, or be clearly connected to, the company in the operator's Impressum — and that company is what you look up on the GGL whitelist before sending anything. This page explains the deposit, the payout and the checks around both.

Currency

Euro (EUR)

Limits

Shown in the cashier

Payout

After KYC

First check

GGL whitelist

How to deposit by bank transfer

Choose bank transfer or SEPA-Überweisung in the cashier. You will be shown a recipient IBAN, a recipient name and usually a personal payment reference. The reference is what links the incoming money to your player account: copy it exactly into the transfer's purpose field. Without it the payment arrives but cannot be assigned, and you end up writing to support. Standard SEPA transfers take longer than instant transfers; whether the operator's account receives instant payments is not something we can confirm. Available amounts depend on the account — the cashier shows the limits that apply to you.

Withdrawals to your bank account

For many players the bank account is the normal payout route even when they deposited another way, because cards and vouchers often cannot receive money. The account must be in your own name. Before the first payout the operator verifies your identity with a Personalausweis or Reisepass and may ask for a bank statement showing the IBAN. Payout requests are usually reviewed before they are sent, so the time until money arrives is a mix of the review and the bank transfer itself.

From a phone

Most transfers are started in a banking app. Copy the IBAN and the reference with the clipboard rather than typing them, and check the recipient name your bank shows after entering the IBAN — many German banks now display whether name and IBAN match.

Fees: who charges what

A SEPA transfer in euro inside the EU is normally free or part of your account package. Fees on the operator side, if they exist, are displayed in the cashier before you confirm a payout.

If a payment gets stuck

If the money has left your account but no balance appears, the reference is the first suspect. Send the operator's support a screenshot of the transfer with date, amount and reference.

Limits, timing and why they differ

Limits are set per account and per verification level. Bank holidays and weekends delay standard transfers in both directions.

Where the recipient account tells you something

If the recipient of your transfer is a company that appears nowhere in the Impressum, or a payment agent in another country, stop and ask why. A German-licensed operator works under GGL supervision, must connect to OASIS and must set deposit limits; when something goes wrong with a transfer, there is a German authority behind the operator. An operator outside the whitelist gives you none of that, and a transfer sent to an unrelated account is hard to recover.

Bank transfer FAQ

Why do I need a payment reference?
The reference links your transfer to your player account. Without it the payment cannot be assigned automatically and has to be traced by support.
Can I withdraw to someone else's account?
No. Payouts go to an account in the name of the verified account holder.
How long does a bank payout take?
It depends on the operator's review and the type of transfer. We do not quote times; the cashier and the payout terms show what applies to your account.
What should I compare before sending money?
The recipient name, the company in the Impressum and the entry on the GGL whitelist at gluecksspiel-behoerde.de.

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